Extra Benefits

It’s important to protect your life and those who you loving sharing it with! That’s why we offer you these Extra Benefits.

Unless otherwise noted, you can elect these benefits during Annual Enrollment and coverage continues year over year until you make changes.

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Accidents can happen any time, and treatment can knock a household budget off course. With Accident Insurance, you’ll receive a cash benefit paid directly to you, not your healthcare provider, so you can use the money however you want. This benefit is in addition to any costs that your medical plan may pay.

For more information, visit Homebase.

Getting a diagnosis for a critical illness can take you by surprise. With Critical Illness Insurance, you’ll receive a lump sum payment of $7,500 to $30,000 to help offset expenses for ongoing treatments or medical needs. Critical Illness Insurance includes coverage for illnesses like cancer, end stage renal disease, heart attack or stroke, and more.

For more information, visit Homebase.

Hospitalization can be expensive and have a big impact on your life. Hospital Indemnity Insurance provides a direct lump-sum payment — one convenient payment all at once — if you or a family member is hospitalized.

For more information, visit Homebase.

Attorney fees that are billed by the hour can add up quickly. The legal plan provides you with cost-effective access to qualified attorneys who can represent you, your spouse and dependent(s).

You get consultations by phone or video for an unlimited number of matters with an in-network attorney. Relevant life events for which you might need legal guidance include, but are not limited to, divorce, family care-giving, reproductive issues, traffic citations and moving violations, legal action, end of life planning, special needs trusts, and buying or selling a house or other property. In the case of reproduction, you receive 20 hours of legal assistance with the process of surrogacy; egg, sperm, gamete, or embryo donation; and/or embryo adoption. During the consultation, the attorney will review the law, discuss your rights and responsibilities, explore your options and recommend a course of action.

Enroll in legal protection during your new hire benefits enrollment or during Annual Enrollment. Call 800.821.6400 with any questions about this coverage option.

Plan Features

The legal plan provides full coverage of attorney fees for common personal legal matters with no additional out-of-pocket cost to employees.

Money Matters

  • Debt Collection Defense
  • Financial Wellness Programs
  • Identity Restoration
  • Identity Theft Defense
  • Negotiations with Creditors
  • Personal Bankruptcy
  • Promissory Notes
  • Tax Audit Representation
  • Tax Collection Defense

Home & Real Estate

  • Boundary & Title Disputes
  • Deeds
  • Eviction Defense
  • Foreclosure
  • Mortgages
  • Property Tax Assessments
  • Refinancing & Home Equity Loan
  • Sale or Purchase of Home
  • Security Deposit Assistance
  • Tenant Negotiations
  • Zoning Applications

Estate Planning

  • Codicils
  • Complex Wills
  • Healthcare Proxies
  • Living Wills
  • Power of Attorney (Healthcare, Financial, Childcare, Immigration)
  • Probate
  • Revocable & Irrevocable Trusts
  • Simple Wills

FAMILY & Personal

Including but not limited to

  • Adoption
  • Custody
  • Garnishment Defense
  • Name Change
  • Personal Property Issues
  • Review of ANY Personal Legal Document
  • Reproductive Assistance Law

Civil Lawsuits

  • Administrative Hearings
  • Civil Litigation Defense
  • Disputes Over Consumer Goods & Services
  • Incompetency Defense
  • Pet Liabilities
  • Small Claims Assistance

Elder-care Issues

Consultation & Document Review for Issues Related to Your Parents:

  • Deeds
  • Leases
  • Medicaid
  • Medicare
  • Notes
  • Nursing Home Agreements
  • Powers of Attorney
  • Prescription Plans
  • Wills

Traffic & Other Matters

  • Defence of Traffic Tickets
  • Driving Privileges Restoration
  • Habeas Corpus
  • License Suspension
  • Repossession

Additional Features

Telephone advice, office consultations, demand letters and document reviews on an unlimited number or personal legal matters.

For non-covered matters that are not otherwise excluded, employees get four additional hours of network attorney time and services per plan year.

Family First – Caregiving Services The member and their family is provided a highly trained care team expert to help navigate whatever caregiving challenge they may be facing or that may arise.

Reduced fees for personal injury, probate and estate administration matters, provided by network attorneys.

Access to digital estate planning solution for wills, living wills, power of attorney and living trusts.

When you elect voluntary identity theft protection, you’ll unlock $5 million of preventive and resolution services to ensure your personal data remains private. Additional advantages under this benefit include seamless integration with voluntary legal coverage, security for your kids, a more generous definition of “family” and direct connection to all three credit bureaus with only one point of entry for you.

Important: You will need to make an active election on Asurion Benefits Central if you want identity theft protection, even if you have this coverage today.

Comprehensive Family Protection

This benefit offers the most inclusive definition of family with coverage for up to 10 adults (no restrictions on how “adult family member” is defined) and unlimited minors under 18. Adults can be added to plans with just a name and email, and each adult receives their own private, full-feature account and $5 million insurance policy.

Advanced AI-Powered Protection

Our vendor partner’s technology recognizes trends, patterns and behaviors to take proactive action, identifying emerging online threats before they become problems. The system uses artificial intelligence to power several key features:

  • AI-Powered Call and Text Screening reduces your chances of falling victim to phishing attempts by screening and intercepting calls from unknown numbers. The system uses natural language processing to identify the intent of calls and provide transcripts when calls are deemed safe.
  • Smart Financial Transaction Monitoring uses AI to identify suspicious transactions by comparing dollar amounts of your previous transactions at similar places, with customizable alert thresholds.
  • Dark Web Monitoring combines AI and human analysts to continuously scan the Dark Web for your personal information and alert you if any information is found exposed.

Automatic Protection from Day One

The service auto-activates the most comprehensive protections on your effective date, ensuring 100% of participants receive immediate value from their benefit. Core monitoring services are automatically activated using your enrollment information, including:

  • Credit monitoring across all three bureaus
  • High-risk transaction monitoring
  • Public and criminal records monitoring
  • Home and vehicle title monitoring
  • Identity verification alerts
  • Data broker removal services

Additional Security Tools

  • VPN Protection for secure browsing, banking and streaming with military-grade encryption
  • Password Manager with integrated dark web monitoring for compromised password alerts
  • Safe Browsing protection against malicious websites
  • Automated Data Broker Removal continuously removes your information from people search sites

This comprehensive identity theft protection provides proactive, AI-powered security for your entire family with the financial backing and expert resolution services you need if identity theft occurs.

Enhanced Family Security Features

  • Child Protection includes credit file monitoring for minors, guided credit freeze assistance, and comprehensive social media monitoring that alerts you to cyberbullying, inappropriate content and potential online threats.
  • Parental Controls help protect children from online predators and inappropriate content through screen time limits, content filters and activity monitoring—all managed from a single mobile app.
  • Digital Vault enables family members to securely share passwords, documents and personal information, making it easy for caregivers to help manage online safety for children and senior family members.

Complete Resolution Services

When identity theft occurs, you have two restoration options:

  • Guided Service walks you through the process with templates, sample forms and step-by-step guidance.
  • White Glove Fraud Resolution Service provides a dedicated case manager for the life of your case who will complete tasks on your behalf whenever permissible, including 3-way calls to creditors.

Each adult member receives a separate $5 million identity theft insurance policy covering eligible losses and expenses, including home title identity theft, senior family member identity theft, deceased family member identity theft, and cyber extortion incidents.

All-in-One Mobile Experience

Unlike other solutions, you won’t need multiple apps to access features. The mobile-first platform provides a consistent experience across all devices, housing virtually every feature – including the digital vault, VPN, parental controls, password manager, transaction monitoring and credit features – in one comprehensive mobile app.

Two Protection Plan Options

  • Protection Plan includes all core identity monitoring and protection services, plus comprehensive family coverage with parental controls and social media monitoring for minors.
  • Protection Plus Plan adds advanced features including AI-powered call and text screening, credit score simulator, one-click Experian credit lock and enhanced financial fraud protection with payday/specialty loan blocking.

Get employee rates with an option for payroll deductions on auto and home insurance. Receive competitive quotes from Farmer’s Insurance and other carriers all on one platform. Visit farmersinsurancechoice.com/Asurion to get started.

Note: Farmer’s Insurance is a MetLife brand.

Get health protection for your pet with Pet Insurance, which includes a variety of enhanced coverage options. You can use any licensed veterinarian, and even choose preventive care and discounts. Visit the plan’s website to enroll at any time during the year.

Asurion provides you with perks and discounts to stretch your hard-earned dollars on everyday products and services like theater tickets, transportation, gym/fitness studios, theme park attractions, everyday necessities and much more.

Click here to register using your Asurion email address and your Employee ID (six-digit number located by your name in Workday). Start saving money today!

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